Workers' Comp Claims

“With regards to Workers’ Compensation claims, where do I send my employee with a dental injury?”

In our local area, there are not very many dentists available that accept workers’ compensation claims. The insurance carriers advise that you send the injured employee to your regular occupational medical clinic for their first visit. The medical clinic will then refer the injured employee to a workers’ compensation dentist in the area. If you send your injured employee to his regular dentist for treatment first, there may be the possibility that the workers’ compensation carrier may not pay for those services.

Kelli Bishop-Bendle

Byars Thompson Buchanan Insurance & Financial Services, LLC
2560 Professional Parkway
Santa Maria, CA 93455
805-347-4700
415 E Ocean, Suite D
Lompoc, CA 93436
805-736-3411

Health Care Savings Account

Question:

What is a Healthcare Savings Account, and can I have one with my current health insurance plan?


Answer:
A Healthcare Savings Account is a tax-deductible, tax-deferred account that you can use to accumulate money to pay for health care expenses. Think of it as a Medical IRA.
You can only have a Healthcare Savings Account if you have a “qualified” high deductible health insurance plan. Not every medical plan is “qualified.” To be a “qualified” plan, there can be no benefits paid out prior to meeting your deductible other than for well care. “Qualified” healthcare savings account plans can be very beneficial when used in the right situation. If you are unsure if your plan qualifies for a Healthcare Savings Account, feel free to contact our office for assistance.

Byars Thompson Buchanan Insurance and Financial Service
2560 Professional Parkway
Santa Maria, CA 93455
805-347-4700

415 East Ocean Ave Suite D
Lompoc, CA 93436

805-736-3411